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    <loc>https://www.allegiantglobalpartners.com/blog/73-things-to-look-for-in-a-global-insurance-broker</loc>
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    <lastmod>2024-09-16</lastmod>
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      <image:title>AGP Insights - 3 Things to Look for in a Global Insurance Broker - Pro-Tip</image:title>
      <image:caption>At Allegiant, we pride ourselves on going above and beyond for our clients. We work around the clock when our clients have questions or concerns and advocate for them with vendors. We see this as essential to being the best sidekicks for our clients, who should focus more on their missions than dealing with insurance companies. If your broker is not answering your calls when an emergency arises, ask yourself whether or not that is acceptable.</image:caption>
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    <lastmod>2024-08-26</lastmod>
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    <loc>https://www.allegiantglobalpartners.com/blog/how-to-negotiate-the-best-student-health-plans</loc>
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    <lastmod>2024-08-12</lastmod>
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      <image:title>AGP Insights - How to Negotiate the Best Student Health Plans - Common Negotiation Points</image:title>
      <image:caption>Annual trend rates — Each carrier will leverage its annual trend rate in the projections; however, understanding your particular school’s medical trend rate can be useful in the negotiation process. Also, understanding what “medical trend” is composed of is useful in building an understanding. Demographic changes — While student demographics will remain somewhat constant, with new students joining and older students leaving each year/semester, it is vital to understand your demographics and how they compare year over year. If you note a swing in demographics, use it as leverage to help drive pricing down. For example, if your incoming class has fewer U.S.-based students and more coming from abroad, you may want to point that out, as this group tends to access care less than U.S. students. Benefit decrements — Carriers may immediately push you toward changing your coverage to save money. Do not consider benefit changes until you get to the final renewal pricing. If the cost is still unacceptable, it may be time to consider changing your benefits.</image:caption>
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    <loc>https://www.allegiantglobalpartners.com/blog/hiring-morelocal-nationals-here-is-what-you-need-to-know</loc>
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    <lastmod>2024-07-30</lastmod>
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    <lastmod>2024-07-15</lastmod>
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      <image:title>AGP Insights - Understanding Your Coverage to Protect Your Organization: Real-World Examples - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6397a8a7ae4d2345f1797c6e/49c85847-b94a-487e-bbdb-a538cc8bccb4/Screenshot+2024-06-25+at+11.17.27+AM.png</image:loc>
      <image:title>AGP Insights - Understanding Your Coverage to Protect Your Organization: Real-World Examples - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6397a8a7ae4d2345f1797c6e/1720553873631-QK87MRDLNJR5BURFFSTU/image-asset.jpeg</image:loc>
      <image:title>AGP Insights - Understanding Your Coverage to Protect Your Organization: Real-World Examples - What is a direct billing agreement?</image:title>
      <image:caption>A direct billing agreement is an arrangement between two vendors. For our purposes, that is the insurance company and the assistance company. The two have rules of engagement and interaction, making it more seamless for the members and the employer. The agreement eliminates the need for the employer to either front money or seek approval from their insurance company before moving forward. Essentially, it allows for direct communication between companies.</image:caption>
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    <lastmod>2024-07-01</lastmod>
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      <image:title>AGP Insights - Explore INGO Insurance Trends in 2024 - Make it stand out</image:title>
      <image:caption>The cost of comprehensive benefits offerings for Local Nationals is significantly lower than the investment made in all other staff populations.</image:caption>
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      <image:title>AGP Insights - Explore INGO Insurance Trends in 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2024-08-09</lastmod>
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    <lastmod>2024-05-31</lastmod>
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      <image:title>AGP Insights - Unlock the Value of Global Benefits: Real-World Examples - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>AGP Insights - Unlock the Value of Global Benefits: Real-World Examples - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>AGP Insights - Unlock the Value of Global Benefits: Real-World Examples - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>AGP Insights - Unlock the Value of Global Benefits: Real-World Examples - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.allegiantglobalpartners.com/blog/how-to-prepare-students-for-culture-shock-tips-for-a-smooth-start</loc>
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    <lastmod>2024-05-13</lastmod>
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      <image:title>AGP Insights - How to Prepare Students for Culture Shock: Tips for a Smooth Start - Make it stand out</image:title>
      <image:caption>A diagram showing David's Kolb's learning cycle. Source: SimplyPsychology.org. https://www.simplypsychology.org/learning-kolb.html</image:caption>
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    <loc>https://www.allegiantglobalpartners.com/blog/what-to-consider-before-adding-weight-loss-drug-coverage-to-your-plan</loc>
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    <lastmod>2024-08-29</lastmod>
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    <lastmod>2024-04-10</lastmod>
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    <lastmod>2024-05-23</lastmod>
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    <lastmod>2024-01-08</lastmod>
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    <lastmod>2023-12-18</lastmod>
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    <lastmod>2023-11-09</lastmod>
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    <lastmod>2023-10-16</lastmod>
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    <loc>https://www.allegiantglobalpartners.com/blog/insurtech-is-making-benefit-equity-easier-to-achieve-for-ingos</loc>
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    <lastmod>2023-10-02</lastmod>
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      <image:title>AGP Insights - Insurtech is Making Benefit Equity Easier to Achieve for INGOs - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.allegiantglobalpartners.com/blog/4-rerasons-an-insurance-broker-saves-your-organization-time-and-money</loc>
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    <lastmod>2023-09-18</lastmod>
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    <loc>https://www.allegiantglobalpartners.com/blog/rethinking-ngo-benefit-strategies-for-gen-z-employees</loc>
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    <lastmod>2023-09-04</lastmod>
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    <loc>https://www.allegiantglobalpartners.com/blog/5-reasons-international-ngos-need-an-emergency-assistance-plan</loc>
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    <lastmod>2023-08-22</lastmod>
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    <lastmod>2023-08-09</lastmod>
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      <image:title>AGP Insights - 5 Trends Impacting Higher Education Safety and Security Plans - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.allegiantglobalpartners.com/blog/calling-people-into-the-conversation-around-ethical-global-engagement</loc>
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    <lastmod>2023-07-26</lastmod>
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    <loc>https://www.allegiantglobalpartners.com/blog/get-to-know-the-major-global-employee-populations</loc>
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    <lastmod>2023-08-07</lastmod>
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      <image:title>AGP Insights - Get to Know the Major Global Employee Populations - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.allegiantglobalpartners.com/blog/incorporating-infectious-disease-into-your-safety-amp-security-program</loc>
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    <lastmod>2023-08-07</lastmod>
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    <lastmod>2023-07-20</lastmod>
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    <lastmod>2023-07-20</lastmod>
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    <loc>https://www.allegiantglobalpartners.com/blog/making-the-business-case-for-local-national-investment</loc>
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    <lastmod>2023-05-15</lastmod>
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      <image:title>AGP Insights - Making the Business Case for Local National Investment - Make it stand out</image:title>
      <image:caption>The average cost of benefit solutions by region.</image:caption>
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      <image:title>AGP Insights - Making the Business Case for Local National Investment - Make it stand out</image:title>
      <image:caption>The unexpected expense of inequitable employee benefit.</image:caption>
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    <loc>https://www.allegiantglobalpartners.com/blog/telehealth-mental-healthcare-insurance-coverage-after-the-covid-19-phe-ends</loc>
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    <lastmod>2023-08-30</lastmod>
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    <lastmod>2023-01-09</lastmod>
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      <image:title>AGP Insights - Allegiant’s 2022 Year in Review - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2023-04-10</lastmod>
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    <lastmod>2023-04-10</lastmod>
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      <image:title>AGP Insights - Denis Guay’s SOLVER Story</image:title>
      <image:caption>“It is this spirit and focus on making a difference that led me to Allegiant.”</image:caption>
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    <lastmod>2023-04-10</lastmod>
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      <image:title>AGP Insights - Jay Bride’s SOLVER Story</image:title>
      <image:caption>“What drives me to serve the nonprofit community is knowing that for the good of humanity to flourish, courageous sacrifices sometimes need to be made.”</image:caption>
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    <lastmod>2025-03-21</lastmod>
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    <lastmod>2025-03-21</lastmod>
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    <lastmod>2025-03-16</lastmod>
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    <lastmod>2024-06-03</lastmod>
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